Banana Pudding Tres Leches Cake – The Ultimate Southern Dessert Fusion Guide

Banana Pudding Tres Leches Cake is a delicious fusion of two comforting classics—Southern banana pudding and creamy Latin tres leches cake. Hi there! I’m Helen, the cook behind Easy Tasty Kitchen. I grew up helping my mom in the kitchen, where food was love and every meal brought us together.

This recipe is inspired by those memories—layers of soft sponge cake soaked in sweet milk, topped with creamy banana pudding and fresh bananas. It’s nostalgic, rich, and surprisingly simple to make. Whether you’re hosting a family dinner or just craving something special, this cake brings comfort in every bite.

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Banana Pudding Tres Leches Cake

Banana pudding tres leches cake slice with banana topping

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A moist, dreamy dessert fusing Southern banana pudding with classic tres leches cake—layers of sponge cake soaked in three milks, topped with banana pudding, fresh bananas, and whipped cream.

  • Author: Helen
  • Prep Time: 30 minutes
  • Cook Time: 30 minutes
  • Total Time: 1 hour (plus chilling time)
  • Yield: 12 servings 1x
  • Category: Dessert
  • Method: Baking
  • Cuisine: Fusion

Ingredients

Scale
  • 1 cup all-purpose flour
  • 1 tsp baking powder
  • ¼ tsp salt
  • 5 large eggs, separated
  • ¾ cup granulated sugar, divided
  • 1/3 cup whole milk
  • 1 tsp pure vanilla extract
  • 1 can (12 oz) evaporated milk
  • 1 can (14 oz) sweetened condensed milk
  • ½ cup heavy cream
  • 1 box instant banana pudding mix
  • 2 cups cold milk
  • 23 ripe bananas, sliced
  • 2 cups whipped topping or homemade whipped cream

Instructions

  1. Preheat oven to 350°F (175°C).
  2. Whisk flour, baking powder, and salt in a bowl.
  3. Beat egg yolks with ½ cup sugar until thick; stir in milk and vanilla.
  4. Fold dry ingredients into yolk mixture.
  5. Beat egg whites to soft peaks, then gradually beat in remaining sugar until stiff peaks form.
  6. Fold egg whites into batter carefully.
  7. Pour into greased 9×13 pan and bake 25–30 minutes until golden.
  8. Cool 10 minutes and poke holes all over cake.
  9. Whisk evaporated milk, sweetened condensed milk, and heavy cream.
  10. Slowly pour milk mixture over warm cake; refrigerate 3–4 hours or overnight.
  11. Prepare banana pudding mix with 2 cups cold milk; chill until thick.
  12. Spread pudding over soaked cake, then top with banana slices.
  13. Spread whipped topping over bananas.
  14. Optional: garnish with crushed vanilla wafers, caramel drizzle, or cinnamon.

Notes

Chill soaked cake before layering. Use ripe bananas. Serve cold for best flavor and texture.

Nutrition

  • Serving Size: 1 slice
  • Calories: 420
  • Sugar: 30g
  • Sodium: 200mg
  • Fat: 22g
  • Saturated Fat: 13g
  • Unsaturated Fat: 7g
  • Trans Fat: 0g
  • Carbohydrates: 45g
  • Fiber: 1g
  • Protein: 7g
  • Cholesterol: 110mg

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What Is Banana Pudding Tres Leches Cake?

A Fusion of Two Classics

Banana Pudding Tres Leches Cake combines two beloved desserts into one indulgent masterpiece. It starts with a light sponge cake soaked in a sweet blend of evaporated milk, condensed milk, and heavy cream. Then it’s topped with creamy banana pudding, fresh banana slices, and fluffy whipped cream. The result? A rich, moist, and dreamy dessert that’s both nostalgic and refreshing.

A Blend of Cultures

Banana pudding is a Southern comfort classic, while tres leches cake hails from Latin America. By merging the creamy layers of banana pudding with the milky depth of tres leches, this dessert celebrates both traditions in one unforgettable bite.

Looking for more banana pudding ideas?

Check out these tasty options to elevate your dessert table:

Key Ingredients That Make Banana Pudding Tres Leches Cake Special

The Three Milks That Define Banana Pudding Tres Leches Cake

At the heart of every Banana Pudding Tres Leches Cake is the luxurious soaking mixture made from three types of milk. This milk trio is what transforms a basic sponge into a soft, dreamy dessert bursting with flavor:

  • Evaporated Milk: Light in flavor and consistency, it ensures the cake isn’t overly rich.
  • Sweetened Condensed Milk: Adds that essential creamy sweetness that pairs perfectly with banana flavors.
  • Heavy Cream or Whole Milk: Rounds out the soaking liquid for a velvety finish that complements the banana pudding topping.

Getting this milk mixture right is critical. Too much, and your cake becomes soggy. Too little, and it loses the signature “tres leches” character. A perfectly balanced milk soak is what makes banana pudding tres leches cake so unique—it’s moist but still holds its shape with every creamy bite.

Building the Perfect Banana Pudding Layer

What takes banana pudding tres leches cake over the top is its rich pudding layer. It brings that classic banana flavor everyone loves and makes the dessert feel familiar yet elevated.

You’ve got two delicious paths:

  • Instant Banana Pudding: Quick, easy, and consistent. It firms up just right to layer over the milk-soaked cake.
  • Homemade Banana Custard: A blend of egg yolks, milk, sugar, and banana extract (or real bananas) cooked to silky perfection. It adds an extra layer of homemade goodness.

Whether you’re going for convenience or crafting from scratch, the banana pudding needs to be thick enough to spread, yet soft enough to melt into the whipped topping.

Ripe Bananas: The Signature Touch

A big part of what defines banana pudding tres leches cake is the fresh banana slices nestled into the pudding or layered on top. For the best result, use ripe bananas—they should be yellow with small brown speckles. These offer the best:

  • Flavor: Naturally sweet and fragrant.
  • Texture: Soft, not mushy.
  • Color: They won’t oxidize as quickly as overripe bananas when served.

Fresh bananas not only add flavor but also enhance the visual appeal of the cake. Their subtle sweetness plays beautifully against the richness of the tres leches base and the smooth banana pudding topping.

Step-by-Step Recipe for Banana Pudding Tres Leches Cake

Soaking tres leches cake with milk
Soaking sponge cake with tres leches mixture

Creating a flawless Banana Pudding Tres Leches Cake at home is easier than you think. Whether you’re baking for a family gathering or just treating yourself, follow these steps for a perfectly moist, banana-packed dessert that tastes like it came straight from your grandma’s kitchen—with a twist.

Preparation: Tools, Pan Size & Mixing Tips

Before you begin, gather these essential tools:

  • 9×13-inch baking pan (glass or ceramic works best)
  • Mixing bowls (3)
  • Electric mixer or hand whisk
  • Toothpick or skewer for poking
  • Spatula and offset knife for smooth layering

Pro Tip: Lightly grease and flour your baking dish to prevent sticking. Let eggs come to room temperature before beating—this helps the sponge rise better.

How to Bake the Perfect Sponge for Soaking

A light sponge is crucial because it absorbs the milk mixture without collapsing. Here’s a no-fail base recipe:

Ingredients for the Cake

  • 1 cup all-purpose flour
  • 1 tsp baking powder
  • ¼ tsp salt
  • 5 large eggs, separated
  • ¾ cup granulated sugar, divided
  • 1/3 cup whole milk
  • 1 tsp pure vanilla extract

Instructions

  1. Preheat oven to 350°F (175°C).
  2. In a medium bowl, whisk together flour, baking powder, and salt.
  3. In another bowl, beat egg yolks with ½ cup sugar until thick and pale. Mix in milk and vanilla.
  4. Gently fold the dry ingredients into the yolk mixture.
  5. In a clean bowl, beat egg whites to soft peaks. Gradually add remaining sugar and beat until stiff peaks form.
  6. Fold the egg whites into the batter carefully—don’t deflate the mixture.
  7. Pour into pan and bake for 25–30 minutes until golden and springy to touch.
  8. Cool in the pan for 10 minutes before poking holes all over with a fork or skewer.

Mixing and Soaking with Tres Leches Properly

Now it’s time to transform your sponge into a milk-soaked masterpiece.

Tres Leches Mixture

  • 1 can (12 oz) evaporated milk
  • 1 can (14 oz) sweetened condensed milk
  • ½ cup heavy cream

Steps

  1. Whisk the three milks together in a bowl.
  2. Slowly pour the mixture over the warm cake, letting it soak into every hole. Do it gradually to avoid overflow.
  3. Cover and refrigerate at least 3–4 hours, preferably overnight, to fully absorb.

Wondering how long tres leches needs to soak? Scroll down to our FAQ section where we’ve answered that in detail!

Banana Pudding Topping and Assembly

Once the cake is chilled and fully soaked, it’s time to top it off.

For the Banana Pudding Layer

  • 1 box instant banana pudding mix
  • 2 cups cold milk
  • 2–3 ripe bananas, sliced thin
  • Whipped topping or homemade whipped cream (2 cups)

Assembly

  1. Prepare banana pudding mix according to package directions. Let it chill until thick.
  2. Spread the pudding evenly over the cake.
  3. Layer banana slices on top of the pudding.
  4. Spread whipped topping over the bananas.
  5. Optional: Garnish with crushed vanilla wafers, caramel drizzle, or a dusting of cinnamon.

Refrigerate until ready to serve. This easy tres leches banana cake is best served cold and eaten within 3 days.

Tips for Best Texture and Flavor

Soaking Secrets for Banana Pudding Tres Leches Cake

To get that signature moistness in banana pudding tres leches cake, pour the milk mixture slowly over a warm cake and refrigerate for at least 4 hours—overnight is even better. This allows the sponge to fully absorb the tres leches without becoming soggy.

Cooling and Layering Like a Pro

Always chill the soaked cake before adding banana pudding. Layer in this order: pudding, banana slices, then whipped topping. Use ripe bananas and serve cold for the best flavor and texture.

Variations and Creative Twists

Cupcake-Style Banana Pudding Tres Leches

Banana pudding tres leches cupcakes
Mini banana tres leches cupcakes with caramel drizzle

Transform your banana pudding tres leches cake into cupcakes—perfectly portioned and party-ready. Soak mini sponge cakes with tres leches, then top with banana pudding and whipped cream.

No-Bake Banana Trifle

For a quick fix, layer soaked store-bought cake, banana pudding, banana slices, and whipped topping in a trifle dish. It’s the easiest way to enjoy the flavors without turning on the oven.

Vegan & Dairy-Free Versions

Use coconut, almond, and oat milk for the soak, and swap dairy pudding for banana coconut cream. It’s a delicious twist on easy tres leches banana cake—without the dairy.

Banana Pudding Tres Leches Cake Storage and Shelf Life

How to Store Banana Pudding Tres Leches Cake

Because banana pudding tres leches cake is made with fresh dairy and fruit, proper storage is key to keeping it safe and delicious.

  • Refrigeration is a must: Always store the cake in the fridge, tightly covered with plastic wrap or in an airtight container.
  • Chill time improves flavor: In fact, the cake tastes better the next day as the milk fully settles into the sponge and the flavors deepen.

Shelf Life in the Fridge

  • Best within 2 to 3 days for peak texture and banana freshness.
  • Can last up to 4 days, but the bananas may begin to brown or soften.

Tip: Add sliced bananas on top just before serving to keep them fresh and firm.

Can You Freeze Banana Pudding Tres Leches Cake?

Technically, yes—but it depends.

  • Before Adding Toppings: You can freeze the soaked sponge cake without the banana pudding or whipped cream. Wrap it tightly in plastic and foil and freeze for up to 1 month. Thaw overnight in the fridge.
  • After Assembly: Not recommended. The banana slices and pudding may separate or become watery when thawed, affecting the cake’s texture.

If you’re planning ahead, prep the base and freeze it. Then add the pudding, bananas, and topping fresh for best results.

Pairings and Serving Ideas

Banana pudding tres leches cake served with coffee
Banana pudding tres leches cake and coffee pairing

Toppings That Elevate the Flavor

Top your banana pudding tres leches cake with crushed vanilla wafers, caramel drizzle, or a sprinkle of cinnamon. For extra flair, add toasted coconut or piped whipped cream.

What to Serve With It

Pair this creamy dessert with coffee, chai latte, or a light white wine. It’s perfect for birthdays, potlucks, or summer gatherings—just serve it cold for the best texture.

Comparing with Similar Desserts

Banana Pudding vs. Banana Cream Pudding vs. Tres Leches

Banana pudding has layers of wafers and bananas, banana cream pudding is a smooth custard, and tres leches is a milk-soaked sponge cake. Banana pudding tres leches cake combines all three into one creamy, layered masterpiece.

FAQ Highlight: Is banana cream pudding the same as banana pudding?
No—banana cream is smooth and standalone, while banana pudding is layered with cookies and fruit.

How It Differs from Other Banana Cakes

Unlike a standard banana pudding cake recipe, this version is soaked in three milks and topped with banana pudding, making it richer, softer, and more indulgent.

Conclusion

Banana pudding tres leches cake isn’t just another banana dessert—it’s the ultimate fusion of Southern charm and Latin flavor. With its rich sponge soaked in three sweet milks, a velvety banana pudding layer, fresh banana slices, and fluffy whipped topping, every bite is creamy, nostalgic, and downright irresistible.

What sets this cake apart is its ability to bring people together. It’s easy enough for a weeknight treat but impressive enough for special occasions. Whether you’re making it for a birthday, a holiday, or a Sunday family dinner, this cake always steals the show.

It’s more than just a recipe—it’s a memory in the making. From the first slice to the last crumb, banana pudding tres leches cake delivers love, comfort, and a little bit of kitchen magic.

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FAQs About Banana Pudding Tres Leches Cake

Is banana cream pudding the same as banana pudding?

Not quite. Banana pudding typically includes layers of pudding, vanilla wafers, and banana slices—often topped with whipped cream. Banana cream pudding, on the other hand, is usually a smooth custard-like dessert without layers. While both have that classic banana flavor, banana pudding brings more texture and structure, which is perfect for pairing with tres leches cake.

How long do tres leches need to soak before?

For best results, let your banana pudding tres leches cake soak for at least 4 hours in the fridge. However, overnight soaking is ideal, giving the sponge time to fully absorb the tres leches mixture and allowing the flavors to deepen. This rest time ensures a moist, tender texture without any dry spots.

Do you have to wait for the cake to cool before adding tres leches?

Yes, but not completely. The cake should be slightly warm, not hot, when you pour the milk mixture over it. This allows the sponge to absorb the liquid effectively without turning soggy or breaking apart. If it’s too hot, the milk can separate. If it’s too cold, the milk won’t soak in evenly.

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